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CX Tenants Contents

CX Tenants Contents is a comprehensive insurance policy that provides total peace of mind at an affordable price.
 

It may surprise some tenants to learn that their landlord cannot be held responsible for insuring their personal possessions or that their standard household policy will not fully protect them.

At Commercial Express we understand that as a tenant it is important to obtain the correct level of cover with an insurer that provides a first class claims service which is easy to use and that ensures your loss is dealt with efficiently.

Our product caters for different types of tenants including professionals, students and those on unemployment, disability or housing benefit.

Tenants Contents is designed:

  • To provide contents insurance for tenants of rented houses and flats up to 4 bedrooms.
  • To provide up to £30,000 contents cover.
  • To provide £2,500 landlords contents cover.

Contents are covered for the following main events:

  • Fire, explosion, lightning and earthquake
  • Smoke
  • Riot, civil commotion, strikes, labour or political disturbances
  • Malicious acts or vandalism
  • Storm or Flood
  • Escape of water or oil from fixed domestic appliances
  • Theft or attempted theft
  • Impact by road or rail vehicles, aircraft or animals
  • Subsidence, ground heave, landslip
  • Accidental Damage (optional extra)

 

General info

Underwritten by:

Terrorism cover available:

Cover available in Northern Ireland:

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Cover is also provided for:

Theft of Money £200
Theft of Pedal Cycle £400
Theft of Keys £250 Limit
Food In Freezers £250 Limit
Rent £4,000 Limit

Excesses

The excesses applicable are as follows (unless otherwise stated):

Standard excess: £100
Whilst the property is unoccupied: £500
Property Owners Liability: £250
Subsidence: £1,000

Occupier’s Legal Liability

Cover of up to £1,000,000 for any legal liability that arises from accidental bodily injury or accidental damage to property including your defence costs.

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