CX Unoccupied

CX Unoccupied
Short or long term unoccupied cover
for added peace of mind

CX Unoccupied is an exclusive property owners’ policy for commercial and industrial vacant properties. 

We can cover buildings whether undergoing refurbishment, renovation, pending sale or awaiting occupation.

Standard Cover

  • Cover automatically includes Fire, Lighting, Aircraft, Explosion, Subsidence, Landslip & Heave
  • Property owners’ liability £2,000,000


Optional Extensions

  • Cover can be extended to include Malicious Damage, Flood and Storm when unoccupied
  • Terrorism (ex Northern Ireland)


Features & Benefits

  • Cover available for unoccupied properties pending sale and renovation
  • Upto 3 year period for the property to be left unoccupied / vacant
  • Upto 25% No Claims Discount
  • If the property becomes occupied at any stage the property can remain on cover under the same policy number.

 

Trades: Commercial and Industrial vacant buildings
 
Minimum Premium: £250 (ex. IPT & fee
 
Maximum Sum Insured: £3,000,000 per location
 
Commission: 17.5%