Products

CX Fast Food & Restaurant

CX Fast Food & Restaurant - Take-away/Fish & Chip Shop & Restaurant Scheme

CX Fast Food is ideal for takeaways including fish and chip shops, coffee shops, cafes, sandwich bars and restaurants.

CX Fast Food gives an extremely competitive rating structure that includes up to a 30% discount for risks that have traded claim-free for five years or more. Insurers have also agreed to accept all frying ranges regardless of their age.

Agents will receive 17.50% brokerage and minimum premiums range from £300 for cafes, coffee shops, sandwich bars and restaurants increasing to £425 for take-aways. Fish and chip shops are subject to a £500 minimum premium.

Each policy affords the following automatic coverage:

Money
Goods in transit
Frozen food
Book debts
Employers liability
Public/products liability

Optional cover includes:

Buildings
Legal expenses

Furthermore, CX Fast Food can be extended to include legal expenses, underwritten by Norwich Union, which includes defence against prosecution cover against the new HCCAP rules and regulations.